Truthfully, I’ve had banking on my mind lately. The kid finally had a need to sit down and open a checking account a couple weeks ago, which meant the full deal serious money chat including an hour at our local branch reading over paperwork and signing her name onto contracts.
All that said and done though, getting over that mental hump that a number on website is just as valid as currency as is a fistful of twenty dollar bills… it’s been a cognitive leap for the kid.
“But now I’m broke, dad! I have no more money.”
“No… you just put it in the bank. Look at your balance.”
“I know… but now I don’t have any money. The bank has it all…”
“They’re just keeping it for you.”
“But I don’t have ANY money.”
“You have more money than you need. You have more than a hundred dollars.”
…and then back to the beginning of this conversation and repeat over and over and over…
Independence is this creeping thing. One minute she asking if she can walk to the park on her own. The next, she wants to borrow the car and drive there. Thankfully, we’re not quite at the borrowing the car phase (it’s coming!) but we’ve had moments of trying on her grown up pants and helping out with the less obvious chores.
Once you’ve seen one shopping centre you’ve seen a mall.
Kids hit a certain age and they start to get curious about money. Why do we need it? How do you get it? If you have it, why don’t you just spend it? Or if you don’t have it, why don’t you just go get more?
“Money doesn’t grow on trees.” …becomes one of the countless, timeless cliches any parent finds themselves rattling off in a store, from the drivers seat, or following a perfectly calm and seemingly logical explanation of why she needs yet another stuffed animal, this one here in her hand in fact, while I’m just trying to buy groceries.
Personally, I think that probably the only reason I’m not flat broke is budgeting: carefully planning out our spending. Not that you came to a comic website for a financial planning lesson, but in raising a thoughtful little girl and trying to impress upon her the importance of the aforementioned cash handling fact, some of that kid-wisdom often squeezes out in funny, comic-worthy ways.